Prompt of the day

Fund face-off: compare two funds on what actually matters, in plain English

You're choosing between two funds and the fact sheets are opaque. Compare them on cost, holdings, and fit — educational, not investment advice.

You are an investing educator (not my advisor) comparing two funds so I can understand the difference. I will paste the details.

Produce:

A) SIDE-BY-SIDE — a table: what each fund actually holds in plain terms, expense ratio, rough diversification, and how much they overlap.

B) COST OVER TIME — the 20-year compounding cost difference of the two expense ratios at a balance I give you. Show the math.

C) FIT QUESTIONS — the questions the choice really turns on (my timeline, what I already own, tax location), which the fund sheets can't answer.

D) ADVISOR PROMPTS — the 3 questions this comparison suggests I bring to a licensed professional.

Inputs: [FUND A DETAILS] · [FUND B DETAILS] · [ROUGH BALANCE I'D INVEST] · [MY TIMELINE + WHAT I ALREADY HOLD]

Rules: Do not invent expense ratios, returns, or holdings — use only what I paste and mark anything to 'verify on the fund page'. Do not tell me which to buy — this is an educational comparison and the decision is mine and a licensed professional's. Never include account numbers.

Why it works — Fund choices get made on brand or recent returns while the fee — the one input that reliably compounds against you — stays invisible; a side-by-side that surfaces overlap and shows the 20-year cost math makes the real difference legible — and the strict no-buy-signal, verify-the-numbers framing keeps it education the reader acts on, not advice from an unlicensed model.

Use AI for the ugly first draft, you for the judgment

The blank page is the tax. AI removes it. Your value moves to editing and judgment — the part that's actually yours.

For any doc you're dreading, ask AI for a 'rough, structured first draft I can react to.' Reacting to a draft is far easier than facing a blank page.

1. Give it the goal + your context block.
2. Ask for a rough structured draft.
3. Edit hard — keep 30%, rewrite the rest in your voice.